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A mortgage deed is a legal deed that shows the transfer of property. In the case of a mortgage deed, it shows that the person who owns the home transfers the ownership to the lender as security for a loan, or mortgage.
Information about both parties is needed for the mortgage deed. There will also be information about the property on the deed. Some examples are the names of the homeowners, the name of the lender, mortgage amounts and payments, and the location of the property.
Because the mortgage deed deals with major lenders and large amount of money, it is important to get legal advice about filling in the document. Both parties should sign and a witness may be required as well.
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