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A promissory note, commonly known as an "IOU" is a legal contract between a borrower and a lender. The document legallly binds the borrower to repay the lender the money borrowed, plus interest if applicable. A secured promissory note is backed by collateral, such as real estate, while an unsecured note does not have collateral associated with it. A promissory note is related to a loan agreement

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Missouri Promissory Note: What Is It?

A Missouri promissory note is an agreement signed by both the debtor and the creditor. A Missouri promissory note explains the amount of the loan, the interest, the amount of each payment, the due date, and what will happen if the payments are not made. A Missouri promissory note cannot have an interest rate of more than 9%.

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