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A promissory note, commonly known as an "IOU" is a legal contract between a borrower and a lender. The document legallly binds the borrower to repay the lender the money borrowed, plus interest if applicable. A secured promissory note is backed by collateral, such as real estate, while an unsecured note does not have collateral associated with it. A promissory note is related to a loan agreement

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This Lease Agreement is legally binding in Ohio according to your state's specific rules and regulations.

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Ohio Promissory Note: What Is It?

An Ohio promissory note is a contract between two parties regarding a loan and its repayment. An Ohio promissory note should include the amount of the loan, the amount of each payment, the due date for the payments, and what will occur if the debtor doesn't pay. The maximum interest rate for loans of less than $100,000 is 8%.

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