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A promissory note, commonly known as an "IOU" is a legal contract between a borrower and a lender. The document legallly binds the borrower to repay the lender the money borrowed, plus interest if applicable. A secured promissory note is backed by collateral, such as real estate, while an unsecured note does not have collateral associated with it. A promissory note is related to a loan agreement

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Utah Promissory Note: What Is It?

A Utah promissory note is an agreement between a creditor and a debtor where the debtor is promising to repay a loan received from the creditor. A Utah promissory note can be considered a security agreement in many circumstances since state law is vague.

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