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A promissory note, commonly known as an "IOU" is a legal contract between a borrower and a lender. The document legallly binds the borrower to repay the lender the money borrowed, plus interest if applicable. A secured promissory note is backed by collateral, such as real estate, while an unsecured note does not have collateral associated with it. A promissory note is related to a loan agreement

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Idaho Promissory Note: What Is It?

An Idaho promissory note is a legally binding agreement between two people that documents how a loan was given and how it shall be repaid. An Idaho promissory note can be secured or unsecured. A secured Idaho promissory note means that if the debtor doesn't make their payments then the person or company who gave the loan can take possession of property in order to repay the loan. An unsecured Idaho promissory note means that there is no collateral that the loan holder can take if the debtor defaults on their payment.

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