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A promissory note, commonly known as an "IOU" is a legal contract between a borrower and a lender. The document legallly binds the borrower to repay the lender the money borrowed, plus interest if applicable. A secured promissory note is backed by collateral, such as real estate, while an unsecured note does not have collateral associated with it. A promissory note is related to a loan agreement

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Nebraska Promissory Note: What Is It?

A Nebraska promissory note is a documentation of a loan given along with the agreement to repay. A Nebraska promissory note should include the amount loaned, the amount of the payments, the due date for the payments, and it should be signed. It should be noted that if a Nebraska promissory note has a total that is considered excessive when compared to the original loan, it may be considered usurious by the court.

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